Payday Loans | FAQ | Payday Loan OZ

	Payday Loan OZ

Why get a Payday OZ Loan?

Get up to $1500
Fast approval process
100% Online
Confidential & secure

What are the Requirements?

Be 18 years of age
Live in Australia
Be regularly employed
Have a valid account

Frequently Asked Questions

What is a payday loan?
A payday loan provides you the opportunity to obtain cash in emergency situations. It is not meant to be a long-term solution to debt problems.

What if I have bad credit? Can i still borrow money?
Yes, you can. Our lending partners base loan approval on your current employment and salary.

How much may I borrow?
Loan amounts vary by lender. Average loans vary from $100 to $300 for a first loan. At the lender’s discretion, your loan limit could be increased once you have an established relationship

What do I require to get a payday loan?
You must:
· Be at least 18 years of age
· Be a resident and employed in Australia
· Be paid by direct deposit

What if I am self-employed?
Unfortunately, our lending partners do not offer payday loans to those who are self-employed.

Do I need to have my salary paid directly into my bank account?
Yes, in order to qualify your salary must be paid directly into your bank account by your employer.

How do I repay the loan?
On the date that your loan is due to be repaid, the loan amount plus the lender’s fees will be automatically debited from your account, the same way the funds were put in.

What fees are involved?
The fees vary by lender. An example: a fee of $29 for every $100 borrowed which must be paid in full upon the repayment of the loan. This fee includes all costs of the transaction. There is no extra cost or hidden fee involved. It is important to note that PaydayLoanOZ.com is a free matching service that does not charge applicants.

PaydayLoanOZ.com is not a lending or banking institution. The personal information you provide will be provided to a third-party lender to provide you with a loan application and the potential to receive a loan. PaydayLoanOZ.com makes no guarantees or warranties with regards to the availability of a loan or any other aspect of the terms and conditions of the lending institution. PaydayLoanOZ.com may receive a commission from any lenders we introduce you to. For details, questions, or concerns regarding your unsecured cash loan please contact the lending institution directly. Not all lenders can provide up to $1500. Cash transfer time may vary between lenders. We assume no responsibility for the services or information you may receive from the lender. All loans are subject to credit approval. Certain limitations apply.

* Subject to approval times and lender's own policies. In most cases, funds will be deposited the same working day, if approved by 14:30. Approval may take up to 30 minutes in most cases. Loan amounts are based on consumers credit history and ability to repay loan. Not everyone will qualify.

Terms and Conditions apply. Fees displayed are typical but cannot be guaranteed. Your actual rates may vary based on your circumstances and the lender we select. Rates Example: Borrow $300 for 14 days. The average lender's total charge for credit is $89.94. This includes a $1 loan administration fee and a $28.98 broker fee applied to each $100 you borrow. The total repayable is $389.94. For more information, please visit the rates page.

Payday advances should be used for short-term financial needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counselling or debt advice.

Disclaimer: As a condition of extending credit, some lenders you may be matched with may run a credit check from a major credit reporting bureau.